Share draft accounts are ideal for managing monthly finances. First Central has six different checking options to choose from when selecting an account to meet your needs. All of our accounts offer:
- FREE Bill Pay
- FREE ATM/Debit Card, if approved
- FREE unlimited withdrawals
- FREE teller transactions
- FREE 24-hour telephone audio response through First Teller
- FREE 24-hour account access through FirstLink Internet banking
- Qualification for FCCU Member Rewards program
- Overdraft Privilege available
- Payroll Deduction or Direct Deposit
Extreme Checking
Manage your daily finances with an account that is designed to save you money. With this checking account, you’ll enjoy an economical and convenient method of purchasing goods and services. A minimum deposit of $100.00 is required and the account does not earn dividends.
- No monthly or annual service fee
- No minimum balance required
- Free first order of checks
Student Checking
Full time students are encouraged to take advantage of all the benefits of this interest-bearing account. A minimum deposit of $100.00 is required to open the account, and the minimum daily balance to earn dividends is $500.00. Dividends are calculated, compounded, and paid monthly on
the daily balance, and are paid on the last day
of the month.
- No monthly or annual service fee
- Overdraft Protection
- Unlimited check writing privileges
Super Saver
When it comes to value, any member can take advantage of this great interest bearing checking account. A minimum deposit of $100.00 is required to open the account, and a minimum daily balance of $500.00 is required to earn dividends and avoid a service charge. Dividends are calculated, compounded, and paid monthly on a daily balance, and are paid on the last day of the month.
- Overdraft Protection
- Unlimited check writing privileges
Prestige Checking
This interest-bearing tiered account is for members who like to maintain higher balances. A minimum of $2500 is required to open an account and a minimum daily balance of $500.00 is required to earn dividends. A minimum daily balance of $2500 is required to avoid a service charge. Dividends are calculated, compounded, and paid monthly on the daily balance, and are paid on the last day of the month.
- Overdraft Protection
- Unlimited check writing privileges
- Free checks (300 per year)
- Free Money Order and Traveler's Checks
New Beginnings Checking
This account is designed for members who do not qualify for our regular checking account due to prior difficulties maintaining a positive account balance. We understand that there may be unforeseen circumstances causing financial hardships, and we think everyone deserves a second chance. New Beginnings Checking is an affordable option that provides you with the tools to help you manage your account wisely.
Requirements:
- $100 minimum to open
- No minimum balance requirement
- Low $10 monthly service charge
- $20 account re-open/closure fee if done more than once within six months
Here's what you receive :
- ATM card available; Check card if approved
- Overdraft Privilege is available with Direct Deposit, or member may apply for an Overdraft Line of Credit
- After six months with no NSF fees, member is eligible to apply for other checking options
Prime Time Checking
This account is designed specifically for members 55 and older only. A minimum of $100 is required to open an account and a minimum daily balance of $500 is required to earn dividends and avoid a service charge. Dividends are calculated, compounded, and paid monthly on the daily balance, and are paid on the last day of the month.
- Overdraft Protection
- Unlimited check writing privileges
- Free checks (300 per year)
- Free Money Order and Traveler's Checks
- Qualifies for bonus interest rate on certificates
Click here for our BillPay demo.
Please see our Fee Statement for any applicable fees, or contact
us for more information about our checking accounts.
