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Auto Loans

Shopping for a new or used vehicle can be tough. Let First Central take some of the hassle out of the search with our fast, convenient approval process.

  • 100% financing available
  • Finance Tax, Title and Registration
  • Pre-approval on vehicle loans
  • Flexible terms - 36 months to 72 months
  • Competitive rates
  • Will refinance your loan from other institutions

Auto Loans

GAP
GAP pays the difference between your vehicle insurance company's settlement and the remaining loan amount (directly related to the vehicle purchase) up to the maximum allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair. At FCCU, our GAP insurance features great rates and affordable pricing for our members.

Mechanical Repair Coverage
As your car ages and racks up the miles, it could also rack up some big repair bills! Our Mechanical Repair Coverage pays for covered mechanical repairs. It also protects you from the potential cost and inconvenience of covered breakdowns, with the plan’s 24-hour roadside assistance, towing, and rental reimbursement. FCCU’s Extended Warranties also feature great rates and affordable pricing for our members.

Please contact us for more information on loans or click here for a loan application.

Click here for rates and terms on First Central auto loans or click here for the auto loan calculator.