 A First Central MasterCard gives you convenience, security and flexibility. Whether you’re just starting out and need a low-cost credit card or you’re looking for a credit card that supports your entire family, count on us to give you one that is perfect four
your needs.
You'll enjoy the following benefits:
- No annual fee
- Low fixed rates
- Grace period of 25-days before finance charge is imposed
- Use them worldwide any place MasterCard is accepted
- Payment accepted at credit union
- 1% Cash back on all purchases after $2,000 in annual net retail sales
Please click here to
report a lost or stolen First Central MasterCard®, MasterCard ® Platinum credit card
or click
here for the credit card payoff calculator.
| Choose The Plan That
Works For You |
MasterCard® |
MasterCard® Platinum |
| Annual Percentage Rate
(rates fixed) |
9.49% - 16.99% |
9.49% - 16.99% |
Other Annual Percentage
Rate
(cash advance & balance transfers) |
12.84% |
8.9% |
| Annual Membership Fee |
NONE |
NONE |
| Grace Period for Purchases |
25 DAYS |
25 DAYS |
| Method of Computing Balance |
Average Daily
Balance (including new purchases) |
| Minimum Finance Charge |
NONE |
NONE |
| Transaction Fee |
NONE |
NONE |
Cash Advance Fee: NONE
Over-Credit-Limit Fee: $25.00
Late Payment Fee: $25.00 if paid ten (10) or
more days after due date.
Return Check Fee: $20.00
|
|
