First Central Credit Union is ready to help you make a life changing decision concerning your mortgage, and we’ve done our homework.  If you think all mortgages are the same, think again.  Check around as rataes and terms will vary greatly between institutions.  We found that many lending institutions have tightened their purse strings to control losses potentially incurred due to the current mortgage situation.  As a result, millions of homeowners are left with few refinance options.  That’s where First Central can help! First Central has a healthier balance sheet, and follows more personable underwriting guidelines.  As a result, our new mortgage product can step up and fill this void for our members.  Your mortgage will not be sold.  It will stay with First Central Credit Union and you can make your mortgage payment at any of our branches.

Here’s some more advantages to letting FCCU handle you mortgage:

                                    *  Low Closing
                                    *  No Points

                                    *  Low Origination Fee

                                    *  Make Your Mortgage Payment at any branch