New
Auto, Motorcycle, 4 Wheeler, Camper, Boat Loans: |
Maximum Term |
|
APR%** |
1-36 months |
rates as low as |
4.10%-12.85% |
37-48 months |
rates as low as |
4.25%-13.00% |
49-60 months |
rates as low as |
4.40%-13.15% |
61-72 months |
rates as low as |
4.99%-14.00% |
Motor Home financing available for terms up to 10 years. Call 254-776-9333 for current rates. |
|
Used
Auto (6,000+ miles or have been titled), Motorcycle, 4 Wheeler, Camper, Boat Loans: |
Maximum Term |
|
APR%** |
1-12 months ('01 & older) |
rates as low as |
4.49%-15.75% |
13-24 months ('02 - '03) |
rates as low as |
4.49%-15.25% |
25-36 months ('04 - '05) |
rates as low as |
4.49%-14.65% |
37-48 months ('06 - '07) |
rates as low as |
4.49%-14.25% |
49-60 months ('08 - '10) |
rates as low as |
4.49%-13.24% |
|
***Classic Auto may be financed up to 24 months or longer with approval from President***
**Annual Pertcentage Rate
Auto Refinance (External) - 2% lower than current interest rate to a floor of 3.90% with $5,000.00 or more financed.
Fill in the GAP - What if the unexpected happened to your vehicle? Did you know that if your vehicle is stolen or totaled, you are still liable to pay the difference between your insurer's settlement and your loan balance? This "gap" unfortunately comes out of your pocket and could cost you thousands of dollars. Click here for more details. |
| |
Home Equity* |
Maximum Term |
|
APR%** |
5 years |
rates as low as |
5.50%-9.50% |
7 years |
rates as low as |
6.00%-10.00% |
10 years |
rates as low as |
6.50%-10.50% |
12 years |
rates as low as |
7.00%-11.00% |
15 years |
rates as low as |
7.00%-11.00% |
20 years |
rates as low as |
7.00%-11.00% |
|
* If the term of the loan is extended, rates may be subject to a 1% APR increase.
The rates charged on your loans are determined according to your credit history as reported by Experian. Your rate may be different from that of another member on the same type of loan.
**Annual Percentage Rate |
| |
Personal Loans: |
Type |
Maximum Amount |
Maximum Term |
APR%** |
Unsecured |
$1-$15,000 |
1-60 months |
8.75%-16.75% |
Secured w/Savings |
Total of Share Balance |
1-24 months
25-60 months |
4.25%-5.25%
4.75%-5.75% |
Secured w/Certificate |
Face amount of Certificate |
1-60 months |
3% above yield |
Line of Credit/Overdraft Line of Credit |
$1-$15,000 |
1-60 months |
9.25%-17.25% |
|
**Annual Percentage Rate |
| |
Farm Equipment (New or Used): |
Maximum Amount |
Maximum Term |
APR%** |
100% of purchase price; maximum amount $30,000 not to exceed 60 months |
1-36 months |
6.00%-14.25% |
|
37-60 months ($12,000+) |
6.00%-14.25% |
|
**Annual Percentage Rate |
