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  Share Rates
  Share/Regular Savings
  Club Accounts
  Share/Savings Certificates
  Federal Insurance (NCUA)
  Individual Retirement Accounts
  Direct Deposit
  Payroll Deduction
  Money Market Accounts
  Kids Club

By owning a share account, you are establishing yourself as an official member of First Central Credit Union. You earn the right to a voice, as well as take advantage of all of our great products and services. A minimum deposit of only $5.00 is required and must be maintained in order to continue membership. This account may accept direct deposit or payroll deduction. Eligible share account dividends are calculated, compounded, and paid quarterly. They are credited the last day of March, June, September, and December. Share account statements are also mailed quarterly.

Other features of Regular Savings include:

  • A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information.
  • Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch or go to an ATM terminal. Members may make up to five savings withdrawals per month free of charge. After five withdrawals in one month a $2 charge per excessive withdrawal is applied
  • Online access to your account.
  • Monthly statements by mail.
  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.

If you have any other questions about regular savings accounts at First Central Credit Union, contact us. Click here for the savings calculator.