Kasasa Saver

This free account works side-by-side with your Kasasa Cash®or Kasasa Cash Back® to help you save the easy way. That's because every month it receives automatic deposits of the dividends and ATM refunds* you earn with Kasasa Cash or Kasasa Cash Back!

Plus, your Kasasa Saver balance also earns a competitive rate, so it will grow even faster. All you have to do is meet the qualifications of your Kasasa Cash or Kasasa Cash Back account every monthly qualification cycle, then sit back and let the savings begin!

Summary
  • Linked to Kasasa Cash or Kasasa Cash Back account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 0.35% APY* on balances up to $10,000
  • 0.35% to 0.26% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if monthly qualifications are not met
  • No minimum balance required
  • Free FirstLink online banking
  • Free eStatements & eNotices
  • Surcharge-free ATM network
  • Free ATM card
  • $5 deposit to open

Earning your rewards is easy

By qualifying for Kasasa Cash or Kasasa Cash Back, you automatically qualify for Kasasa Saver! Just make sure to do the following each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Enroll and receive e-statement notice
  • Be enrolled and log into online banking

And if you don't qualify during a cycle, don't worry. There's no penalty for not qualifying. You still have a free savings account that earns a base 0.05% APY*. Plus you can get right back to earning a higher rate the next month you qualify.

*APY=Annual Percentage Yield. APYs accurate as of 08/04/2014. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $5 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the first business day of the next monthly statement cycle; (2) balances up to $10,000 receive APY of 2.50%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 2.50% - 0.45% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.35%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $10,000, resulting in 0.35% - 0.26% APY depending on the balance. If qualifications are not met on Kasasa Saver balance earns 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher.

*APY=Annual Percentage Yield. APYs accurate as of 06/16/2014. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $5 for Kasasa Saver. When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post and settle to account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the first day of the next monthly statement dividends cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 Kasasa Saver receive an APY of 0.35%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on the portion of the balance. $10,000, resulting in 0.35% - 0.26% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher.