Share Certificates

If you are looking for a risk-free, fixed rate investment, First Central CU offers competitive dividends and flexible terms of six months to four years on our Share Certificates.

Earn 1.5% APY*

Invest minimum of $100,000 in a

13-month term certificate

*APY = Annual Percentage Rate.

Certificates can be set up with a minimum opening deposit of $1,000 and must maintain a minimum balance of $1,000. Earned dividends may be posted to a share or share draft account monthly, quarterly, or at maturity, or you may choose to compound your certificate. Start saving toward the future, today!

Summary
  • Earn more dividends than you would with a regular share account
  • Competitive rates
  • Greater earnings than savings
  • Fixed rates guaranteed for length of term
  • Terms from 6 to 60 months
  • Penalty on earnings for early withdrawal
  • Free FirstLink online banking
  • Free eStatements
  • $1,000 minimum deposit to open