Loans & Credit

Home Equity Loans

Your home is your biggest asset. Capitalize on the value you've built up in your property with a loan to get cash for home improvements, a wedding or vacation, educational expenses, a medical emergency, or other unexpected expenses. You can count on a competitive interest rate and the efficient, personalized service you're accustomed to receiving from your credit union. Our lending experts can help you decide which is the best option for you!

No Closing Costs

Up To $50,000

Rates as low as 3.95% APR*

Act now offer good through May 31st!

*APR=Annual Percentage Rate. No closing costs valid up to $50,000 with a minimum of $10,000 and excludes independent appraisal if needed.
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Current Rates
Summary
  • Use the equity built in your home
  • Competitive interest rates
  • Flexible terms and payments
  • Friendly, experienced loan advisors
  • Decisions made here in Central Texas
  • FCCU service for the life of the loan

Completed applications and requested documents can be uploaded to our secure file drop.

If you prefer to submit a paper application, please complete our home equity loan application, gather required documents, and call our loan department at (254) 776-9333 to schedule an appointment.

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