Come on in if you are a first-time home buyer or have limited down payment options. First Central's Open Door Mortgage program, allows for loans up to 95% of the appraised home value. You'll find low closing costs, no points, and low origination fees. Both primary residence (first lien owner-occupied) mortgage purchases and refinances are eligible for an Open Door Mortgage.
“Opening Doors to Home Ownership”
We want to make home ownership become a reality for you. You can receive a lower mortgage rate with successful completion of pre-purchase homebuyer counseling -- which is available through First Central and our non-profit collaborator Neighborworks. With First Central, you receive a discount on your homebuyer counseling course, too! Down payment assistance may be available through Neighborworks, https://www.neighborworks.org/Homes-Finances, an organization that cares deeply about affordable housing and community development and the people who benefit from them.
First Central Credit Union NMLS # 779833.