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Open Door Mortgage

“Opening Doors to Home Ownership”

We want to make home ownership become a reality for you.  You can receive a lower mortgage rate with successful completion of pre-purchase homebuyer counseling -- which is available through First Central and our non-profit collaborator Neighborworks.  With First Central, you receive a discount on your homebuyer counseling course, too!  Down payment assistance may be available through Neighborworks, https://www.neighborworks.org/Homes-Finances, an organization that cares deeply about affordable housing and community development and the people who benefit from them.  

First Central Credit Union NMLS # 779833.

  • For first-time homebuyers or primary residence purchases
  • To refinance your current first-lien mortgage and save
  • Financing available up to 95% of appraised value
  • Flexible terms from 10 years up to 30 years  
  • Low closing costs
  • No points
  • Low origination fee
  • Mortgage rate discounts available
  • Make your mortgage payment at any branch 
  • Friendly, experienced loan advisors
  • Central Texas decision-making

Need to provide proof of insurance for your loan? We’ve made it very easy and secure to submit your insurance policy! Click here: My Loan Insurance