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Online Banking & Bill Pay

At First Central, everything we do, we do for you. And that's why we offer these free, super convenient ways to bank! With our free online banking and bill pay services you can conduct your own transactions — check your balance, make transfers, pay your bills, and more!

These completely secure services are available anytime, and you can access them anywhere with an internet connection.

  • Fast, free, and easy to use
  • 24-hour access to your accounts
  • Check balances, transfer funds, mobile deposits and more
  • Get up-to-date account information
  • Password protected for security
  • Pay bills quicker and more securely
  • Save time on trips to the post office
  • Save money on postage stamps and late fees
  • Set up advance or recurring payments

Watch this demo to learn more about bill pay.

If you have questions about bill pay, please call 1-866-875-9233.

  • Apply online above or fill out the application, and mail or drop it by one of our locations.
  • Once we have received your application, we will contact you with your temporary password to the email or address we have on file. If you bring in the application, you may see a Member Service Representative to get your temporary password at that time.
  • You may access FirstLink by using the FCCU website log in on the home page, using your account number and temporary password.
  • After you have entered your account number and temporary password under the FirstLink logo on the home page of this website, you will immediately be prompted to change to a new password.
  • Once you have changed your password, you will be at the account summary screen and can make transfers, see account history, etc.
  • Should you have any problems, please contact us or call during normal business hours at (254) 776-9333.

Now you can access all your account information from your mobile device! Get your First Central mobile app for iPhone and Android phones for banking on the go!

  • Access accounts on the go anytime
  • Free service available 24/7
  • Securely encrypted for your protection
  • Check balances
  • Monitor transactions
  • Remote control credit/debit cards
  • Transfer money between FCCU accounts
  • Set up email notifications
  • Make mobile deposits from your device
  • Download the free app from the Apple Store or Google Play

Click "How To Get & Use" FCCU Mobile App